[Terms and Conditions of Service]

Article 1 (Purpose)

These Terms and Conditions set forth the terms and conditions of use, procedures, and other necessary matters concerning the website service provided by CUBICTEK Co., Ltd. (hereinafter referred to as ‘the Company’).

Article 2 (Effectiveness and Amendment of the Terms)

1. These Terms shall become effective upon notice to the users.
2. The content of these Terms shall be posted within the service screen, and any changes to the Terms shall be announced through the Company’s online notices.
3. The Company may revise these Terms when deemed necessary, and the amended Terms shall become effective in the same manner as set forth in Paragraph 1.

Article 3 (Application of Regulations Outside the Terms)

1. These Terms shall apply along with the usage regulations and separate terms and conditions related to the services provided by the Company.
2. Matters not specified in these Terms shall be subject to the relevant laws and regulations.

Article 4 (Definitions)

The definitions of terms used in these Terms are as follows:

1. “User” means an individual or corporate member who accesses the “Homepage” and receives services provided by the “Homepage” in accordance with these Terms.
2. “Registration” means the act of submitting the relevant information on the application form provided by the Company and agreeing to these Terms to complete the service usage contract.
3. “Member” means a user who has registered by providing personal or corporate information to the “Homepage,” continuously receives information from the “Homepage,” and can continue to use the relevant services.
4. “ID” means the combination of letters and numbers applied for by the Member and approved by the Company for the purpose of Member identification and service use.
5. “Password” means the combination of letters and numbers selected by the User to confirm identity with the Member ID and protect their privacy in communication.
6. “Withdrawal” means the act of a Member terminating the usage contract.
7. Terms not defined in these Terms shall be defined in the separate terms and conditions and usage regulations for individual services.

Article 5 (Member Qualification and Application for Use)

1. Membership registration is established when the User agrees to these Terms and responds to the required registration procedures requested by the Company.
2. The Company provides a Member ID free of charge upon new member registration, and service applicants must apply under their real name.
3. Membership registration is established upon the Company’s acceptance of the User’s application and the User’s agreement to the Terms.
4. After the User registers as a member, a screen notifying the registration fact is immediately shown online to applicants who meet the corresponding conditions.

Article 6 (Membership Withdrawal and Loss of Qualification)

Membership qualification may be restricted or suspended in the following cases:

• A. When applying by stealing another person’s name.
• B. When applying by falsely stating the contents of the service application form or attaching false documents.
• C. When applying with the intent to disrupt social order or public morals.
• D. When performing acts such as interfering with another person’s use of the Company’s service or stealing their information.
• E. When using the Company’s site to perform acts prohibited by law and these Terms.
• F. When other requirements for application set by the Company are not met.

Article 7 (Provision and Use of Service)

1. In principle, the service is available 24 hours a day, year-round, unless there are special operational or technical issues for the Company.
2. The Company may suspend the provision of services in the following cases:
   • A. When maintenance of the system is unavoidable.
   • B. When a key telecommunications business operator, as defined in the Telecommunications Business Act, suspends telecommunications services.
   • C. When other reasons arise that prevent the Company from providing the service.
3. The services provided by the Company are as follows, and the Company may change the services provided after notifying the users of the content of the changed services:
   • A. Homepage (Member Terms)
   • B. All other services developed internally by the Company or provided through cooperation agreements with other companies.

Article 8 (Consent to Use of Member Information)

1. The Company’s Privacy Protection Policy applies to the Member’s personal information.
2. The Company’s Member information is collected, used, managed, and protected as follows:
   • A. Collection of Personal Information: The Company collects information about you through information you provide upon registration, information you provide for community activities, event participation, and information provided for obtaining advertisements or prizes.
   • B. Use of Personal Information: The Company will not disclose or distribute the collected Member personal information to a third party without the Member’s consent in connection with the provision of Company services. However, exceptions apply when requested by a state agency by law (e.g., Telecommunications Basic Act), for criminal investigation purposes, at the request of the Korea Communications Standards Commission, or when the User has voluntarily disclosed the personal information provided to the Company.
   • C. Management of Personal Information: You can modify/delete your personal information at any time on the homepage Member information page for protection and management.
   • D. Protection of Personal Information: Your personal information can only be viewed/modified/deleted by you, and it is entirely managed by your ID and Password. Therefore, you must not inform others of your ID and Password, and you must log out and close the web browser window when finished using the service (this is necessary when using a shared computer).
   • E. Other: Be aware that personal information you voluntarily provide online (e.g., on bulletin boards, in emails) may be collected and used by others. Unwanted situations may arise due to personal information posted in public spaces. The responsibility for maintaining the confidentiality of personal information rests with you, and the Company is not liable for the consequences arising from the leakage of personal information.
3. A Member applying for use under these Terms is deemed to have consented to the Company’s collection, use, and provision of the Member information stated in the application form in accordance with these Terms.

Article 9 (User Information Security)

1. From the moment an applicant completes the Company’s service registration procedure, you are responsible for maintaining the confidentiality of the information entered, and the responsibility for all consequences arising from the use of the Member’s ID and Password lies with the Member.
2. The responsibility for the management of the ID and Password rests entirely with the Member, and if a Member discovers that their ID or Password has been used improperly, they must immediately notify the Company. The Member is solely responsible for all consequences resulting from the failure to report.
3. The User must accurately log out every time the use of the Company’s service is terminated, and the Company shall not be liable for any damages or losses resulting from a third party using your information due to an inaccurate logout.

Article 10 (Provision of Information and Placement of Advertisements)

1. The Company may provide various information to Members by posting it on the website during service operation.
2. The Company may place advertisements on the website, electronic mail, etc., in relation to the operation of the service.

Article 11 (Copyright of Posts Submitted to the Company)

1. The rights to the content of the post you submit belong to you.
2. The Company reserves the right to edit or move the posted content without prior notice, and may delete it without prior notice in the following cases:
   • A. When the posted content violates these Service Terms or is deemed commercial, illegal, obscene, or vulgar.
   • B. When the content defames or slanders another Member or a third party, damaging their reputation.
   • C. When the content violates public order and public morals.
   • D. When the content is recognized as being involved in criminal acts.
   • E. When the content infringes upon the copyright or other rights of a third party.
   • F. Posts submitted by a withdrawn member.
   • G. Other cases that violate relevant laws and regulations.
3. You shall bear full civil and criminal liability arising from your post infringing upon the copyright of others.

Article 12 (Company Obligations and Responsibility)

1. The ownership and operation of the service belong to the Company.
2. The Company shall not disclose, reveal, or distribute the Member’s personal information obtained in relation to the service to others without the Member’s prior consent, nor shall it use it for commercial purposes other than those related to the service. However, exceptions apply when required by relevant laws or for investigative purposes.

Article 13 (Member Obligations)

1. Members must comply with laws, the provisions of these Terms, usage guidelines, and cautionary notes provided by the Company, and must not interfere with the Company’s business.
2. Members shall not engage in any profit-seeking activities using the service without the Company’s prior consent.
3. Members shall not use the information obtained through the service by copying, reproducing, modifying, translating, publishing, broadcasting, or providing it to others by any other means without the Company’s prior consent.
4. Members must not perform the following acts in relation to the use of the service:
   • A. Unauthorized use of another Member’s ID.
   • B. Acts aimed at or related to criminal activities.
   • C. Acts that harm public order, public morals, or other social order.
   • D. Defamation or insult of others.
   • E. Infringement of intellectual property rights or other rights of others.
   • F. Hacking or distributing computer viruses.
   • G. Sending unsolicited advertising information against the recipient’s will.
   • H. Changing information posted on the Company’s site.
   • I. Any act that hinders or is likely to hinder the stable operation of the service.
   • J. Other acts that violate relevant laws and regulations.

Article 14 (Change of Member Information)

1. Members must immediately notify and modify changes to their member information (e.g., address, E-mail Address) on the website operated by the Company.
2. The Member is solely responsible for any failure to notify or modify changes, which may lead to the suspension or termination of service.

Article 15 (Deletion of Posts or Content)

The Company may delete service posts or content without prior notice or consent if they violate regulations or exceed the Company’s prescribed posting period.

Article 16 (Contract Termination and Use Restriction)

1. A Member wishing to terminate the usage contract must apply to the Company through the service or electronic mail at least one day prior to the desired termination date (or two days prior to the start of a public holiday if the termination date falls on a public holiday).
2. The Company may terminate the service usage contract if a Member violates the contents of these Terms and fails to remedy the violation within the period set by the Company.
3. The Company may restrict or suspend the use of services for Members who violate the contract contents without prior consent.
4. The Company reserves the right to suspend or terminate services for use that does not comply with the contract contents or acts that violate the law.

Article 17 (Compensation for Damages)

The Company shall not be liable for any damages incurred by a Member in connection with free services, except when such damages are caused by the Company’s gross negligence.

Article 18 (Exemption Clause)

1. The Company is exempt from liability regarding the suspension of service provision if it cannot provide services due to natural disasters or other equivalent force majeure events.
2. The Company is exempt from liability for service usage obstacles caused by the User’s fault.
3. The Company is exempt from liability for damages incurred by the User due to information obtained through the service.
4. The Company is exempt from liability for the reliability or accuracy of information provided through the service network.
5. The Company is exempt from liability for the content of materials posted or transmitted by the User.

Addendum 1.

(Enforcement Date) These Terms shall take effect from September 20, 2023.

[Terms of Use]

1. Acknowledgement CUBICTEK Co., Ltd. sincerely thanks the user for choosing our software products.

2. Definitions

• Software (Product): Refers to the “Product,” which includes computer software, related media, printed materials, and online or electronic documents.
• Company: Refers to CUBICTEK Co., Ltd. and its partners, the entity developing and supplying the software.
• User: Refers to the individual who selects, installs, copies, or executes the software.

3. Grant of License The “Company” grants the “User” a non-exclusive, non-transferable license to the “Product.” This license includes the installation, use, access, display, and execution of the “Product” and is limited to the specified scope and period of use. The “User” agrees to these terms by using the “Product” under this license and may not transfer or rent it to any third party.

4. Ownership and Restrictions The “Company” is the owner of the “Product,” and the “User” does not acquire any ownership rights to the “Product.” The “User” must not copy, modify, decompile, disassemble, create derivative works, or attempt to do so beyond the scope specified in this license. The “Product” may only be used for personal study purposes and not for commercial use.

5. Updates and Upgrades The “Company” may provide updates and upgrades of the “Product” to the “User.” Notifications regarding updates and upgrades will be provided through the “Company’s” website or announcements within the “Product.”

6. Intellectual Property Rights The “Company” retains the intellectual property rights and trademarks of the “Product,” and the “User” must respect these rights and prevent any infringement thereof.

7. Absence of Warranty The “Product” is provided “as is,” and no warranties, either express or implied, are included.

8. Limited Liability The “Company” is not responsible for any losses or damages resulting from the use of the “Product.”

9. Termination of Contract This contract is a time-limited contract and automatically terminates upon the completion of the contract period. Upon termination, the “User” must cease using the “Product.” The “User” may terminate this license at any time within the period and must cease using the “Product” upon termination. However, this only signifies the surrender of the right to use and does not imply a refund. The “Company” may suspend the “User’s” right to use the “Product” or terminate the contract upon any violation of this license or failure to fulfill obligations under the license.

10. Miscellaneous Provisions This license shall be interpreted and governed by the laws of the Republic of Korea, and disputes regarding the license and use shall be resolved in Korean courts. This license constitutes the entire agreement between the parties and may not be modified without a separate written agreement. The “Company” may make its own judgment on matters not explicitly stated in this contract.

11. Inquiries If you have any questions about this contract, please contact the “Company” via phone, fax, online, or mail.

[Refund Policy]

1. Refund Policy Overview This Refund Policy applies to the ‘Personal License Online Service’ and specifies the regulations for cases where the User purchases the service and requests a refund.

2. Eligibility for Withdrawal of Subscription Withdrawal of subscription is provided if the following conditions are met:

• 2.1 The User is within 14 days of payment for the paid service.
• 2.2 There is a severe defect in the function or performance of the software that cannot be resolved.
• 2.3 The software is unusable due to severe technical issues despite the User installing and using it correctly.
• 2.4 Normal use is impossible because the software is incompatible with the User’s system environment.

3. Non-Refund Eligibility (After 14 Days) Refunds are provided if one or more of the following conditions are met:

• 3.1 The User requests a refund after 14 days of payment for the paid service. (Subject to penalty calculation)

4. Non-Refundable Cases Refunds are not provided in the following situations:

• 4.1 Damage to the software or data loss due to the User’s negligence.
• 4.2 Problems arising from the User’s improper use of the software.
• 4.3 Sharing or unauthorized transfer of the license after purchasing the service.
• 4.4 When the calculated refundable amount is zero based on the penalty calculation standards.

5. Refund Processing Procedure The User must contact the customer support team to initiate a refund application if they wish to withdraw their subscription or request a refund.

• 5.1 The “Refund Application” must be submitted directly by the User via email to the “Company’s” support team (ts@cubictek.co.kr), stating the reason and basis for the refund eligibility. The User must consent to the possibility of a permanent restriction on the use of the ‘Personal License Online Service’.
• 5.2 The “Company” will review the application details and may request additional information from the “User” if necessary.
• 5.3 Upon completion of the ‘Withdrawal of Subscription,’ the payment will be processed through the original payment method on the payment system, and the associated license will be immediately invalidated.
• 5.4 As the “Refund” proceeds, the final refund amount is calculated according to the penalty calculation standards and paid separately to the User. Additionally, the license for which the “Refund” is completed will be immediately deactivated.

6. Refund Amount Calculation

• 6.1 Withdrawal of Subscription (Within 14 Days): A full cancellation of the payment is available if requested by the “User” within 14 days of purchase, provided the service has not been used.
• 6.2 Refund (After 14 Days): Refund Amount = Payment Amount – Penalty Fee
• 6.3 Penalty Fee: (20% of the Payment Amount) + (Used Period × Daily Usage Fee)
• 6.4 Daily Usage Fee: $3.30
• 6.5 Refund Amount Calculation Example: If a 30-day license is purchased for $99 and a refund is requested after 15 days of use:
  • Penalty (20%): $99 × 0.2 = $19.80
  • Usage Fee (15 Days): $3.30 × 15 = $49.50
  • Total Deduction: $19.80 + $49.50 = $69.30
  • Final Refund: $99 – $69.30 = $29.70
• 6.6 Transaction Fees: The “User” shall be responsible for any transaction fees (e.g., payment gateway fees, bank transfer fees) incurred during the refund process. Such fees will be deducted from the final refund amount.
• 6.7 Decimal Rounding: All decimal points resulting from the refund calculation will be rounded up to the nearest cent ($0.01).

7. Exceptions The Company reserves the right to review and provide refunds in special circumstances, deviating from the above regulations.

8. Amendment of Regulations The Company reserves the right to amend the Refund Policy without prior notice, and changes will be announced through the website or software.

[Privacy Policy]

(CUBICTEK Co., Ltd.) CUBICTEK Co., Ltd. (hereinafter referred to as ‘the Company’) values the personal information of its customers and complies with the Act on Promotion of Information and Communications Network Utilization and Information Protection. Through this Privacy Policy, the Company informs customers about the purpose and method of use of the personal information they provide, and the measures taken to protect personal information.

This Policy is effective from September 20, 2023.

1. Items of Personal Information Collected The Company collects the following personal information for membership registration, consultation, service application, etc.:

• Collected Items: Name, ID, Password, Contact Number, Home Address, Email, Service Usage History, Access Log, Access IP Information, SMS Reception Status, Date of Birth, Gender, Nationality Information, DI, Mobile Phone Number
• Method of Collection: Homepage (Membership Registration)

2. Purpose of Collection and Use of Personal Information The Company utilizes the collected personal information for the following purposes:

• Member Management: Identity verification, personal identification, prevention of unauthorized use, and handling of complaints.
• Marketing and Advertising: Delivery of advertising information, frequency of access analysis, or statistics on members’ service usage.

3. Retention and Use Period of Personal Information

• Records on contracts or withdrawal of subscription: 5 years (Act on Consumer Protection in Electronic Commerce, etc.)
• Records on payment and supply of goods: 5 years (Act on Consumer Protection in Electronic Commerce, etc.)
• Records on consumer complaints or dispute resolution: 3 years (Act on Consumer Protection in Electronic Commerce, etc.)

4. Personal Information Destruction Procedure and Method

• Destruction Procedure: Moved to a separate DB, stored for a certain period according to laws, and then destroyed.
• Destruction Method: Electronic files are deleted using technical methods that prevent reproduction.

5. Provision of Personal Information The Company generally does not provide users’ personal information to external parties except when users have consented in advance or when required by law.

6. Rights of Users and Legal Representatives Users can inquire about, modify, or delete their personal information at any time through the ‘Personal Information Change’ or ‘Member Withdrawal’ menu.

7. Automatic Personal Information Collection (Cookies) The Company uses ‘cookies’ to analyze access frequency and visit time. You can set options in your web browser to allow or refuse the storage of cookies.

Customer Service Department:

• Department: Management Team
• Phone: 1600-0121
• Email: jhchoi@cubictek.co.kr

Chief Privacy Officer:

• Name: Choi Jaehyeok
• Phone: 1600-0121
• Email: jhchoi@cubictek.co.kr

Addendum (Enforcement Date) These Terms and Policy shall take effect from January 15, 2026.